I want to know the colloquial chinese translation of "Karma".
The conversation example:
Bob: She had financial problem for 30 years and never got a decent job besides labor.
Me: I guess it's karma. <== I need translation of karma in this context.
Note: the karma here refers to fruit/result of her past karma in buddhism.
UPDATE:
Second case:
One day, my dad just lost $5 in his pocket when walking home. My mom heard that and she said "I remember once you took $5 on the street, so I guess it's karma".