言 was created by adding a mark to 舌
should really be
言 was created by adding one or two horizontal marks to the top of 舌
Details aside, it is a fairly accurate character component arrangement description. For it to make sense, you have to first determine the shape of the character components that it's talking about.
Wiktionary's glyph ...
賬 is a traditional character, its simplfied character is 账.
look its structural part:贝(or 貝), it is related to money. So I can say a word: 账本, equals to account book.
Ok then, 帐, its structural part is 巾, we can simply conclude that it is related to textile. For example: 蚊帐, equals to mosquito net.
in the book 類篇 卷二十二 (page 87 of the liked pdf), there was an entry:
that, 伲 儞 你 ・[these three characters are pronounced as] 乃倚切・[have the meaning of] 汝 (you)
the book “類篇” is edited between 1039-1066, in 宋 dynasty.
i would say that 儞 / 你 existed in the past, just not commonly used as 汝
have fun :)
儞 is an archaic classical term that had been replaced by 你 in traditional character. ("long before simplified Chinese" was introduced." as one of your reference stated).
In other words, when they started simplifying traditional characters, the character 儞 did not exist in modern Chinese. It had been simplified to 你, and the ...
Both 帳 and 賬 are 形聲字 (Pictophonetic characters)
貝 indicates the character is related to 'money/finance'. It is the semantic component of the character 賬
巾 indicates the character is related to 'tent/cloth'. It is the semantic component of the character 帳
長 is the phonetic component of ...